My Profile

Profile Avatar
GTAGita82120
Osterovej 71
Glumso, REGION SJALLAND 4171
Denmark
41-88-98-65 http://www.mymichiganinsurance.com
Before you begin your search for the best Michigan auto insurance rates, you should first consider how much insurance coverage is sufficient based on the value of your vehicle, how often you drive, and how many drivers will be using the vehicle. A good starting point is Michigan home insurance's minimum auto liability insurance requirements. In order to maintain a Michigan license plate and registration, you must carry coverages in the amounts of 20/40/10. This means, you must carry $20,000 bodily injury liability for one person, $40,000 bodily injury liability for all injuries in one accident, and $10,000 property damage liability.

michigan auto insuranceBecause Michigan has the eighth highest number of drivers on the road in the U.S. (7,065,438) and approximately 17 percent of these drivers are uninsured, most insurance companies and state insurance departments recommend carrying higher amounts than the bare minimum. A minimum of $50,000 of uninsured/underinsured motorist coverage (UM/UIM) is also recommended. Overall, the minimum recommended amounts for auto insurance in the state of Michigan are $100,000 for bodily injury and $300,000 per accident. These are also the recommended amounts in most states where minimum requirements are low.

Once you have established an amount that is more than enough to protect you and your family in the unfortunate event of an accident, the next logical step is to shop and compare. The best way to shop and compare is to contact around three auto insurance companies and request a quote. You can request a quote online, by phone, or via email.

In each instance, you will be asked a series of questions. Although online quoting systems are quick and convenient, they don't always ask the same questions that a live representative will. A live representative can go over all of the discount opportunities the auto insurance company has to offer. Common discounts include safe driver discounts, discounts for mature drivers, car-pool drivers, multi-car households, multi-policy discounts, antitheft devices, and seatbelts and airbags. You may qualify for more than one discount which could help bring your premium down.

My InBox

My Messages

FromSubjectDateStatus
First Page Previous Page
1
Next Page Last Page
Page size:
select
 0 items in 1 pages
No records to display.